how can I get a fixed rate loan with a score below 500?
July 12th, 2009 by Lenny
first time homebuyer got stuck with crappy deal 2 different loans(lack of knowlege) struggling to begin with, went through loan modification once now rates are going up from like 7 to 10 % is there anybody out there that will actually try to work with you? We dont want to lose our home, we’ve put a lot of time and work into it. This is all so confusing. help!
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Contact your mortgage lender and see if they will work with you as it is politically unpopular these days to kick someone out of their home. If that doesnt work… contact FHA licensed lenders. You’ll need to find one local to you that is willing to "manually underwrite" FHA loans as there is no chance you will be approved with computer (automatic) underwriting. You may find a lender willing to do FHA fixed rate mortgage if it makes financial sense in your situation.