How do I get my ex-wifes name off my mortgage without refinancing?

July 16th, 2009 by Lenny

I live in PA. My divorce is almost final. I am keeping the property that I live in. It has an extremely low interest rate. I don’t want to refinance if I don’t have to. How can I get her name off the mortgage without going through the added expense?

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Tags: added expense, divorce, interest rate, mortgage

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One Response to “How do I get my ex-wifes name off my mortgage without refinancing?”

Carolinahomerates.com says:

July 16, 2009 at 2:49 am

You cant get it off w/out refinancing.
They have to Re-record the mortgage note, and title/deed with the court house.

You can use your divorce decree to get a lower rate…by doing a Rate/TERM refinance instead of Refinance Cash out. This would only apply if you were paying out the equity to your wife.

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