When refinancing mortgage will it reveal credit details to spouse?
July 8th, 2009 by Lenny
My spouse and I are going to be refinancing our mortgage and added me on. I did check my credit and found that I have a good fico score. However, my spouse doesn’t know about a couple credit cards that I have. Will these details be revealed when we go through the refinancing process to him, or is it more important that I just have a good credit fico score enough that any other details won’t be revealed?
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The information will not automatically be revealed, but it could come out. How will you explain when he asks "can i see what your report says’? It could also be ab issue, if, when sitting down with the mortgage agent, he goes over the report and says " your only problem might be these extra cards…".
So I guess the answer is that it COULD come out, but it won’t necessarily come out.
I won’t comment on the moral implications of hiding things from your spouse.