December 1st, 2009 by Lenny
I am a first time home buyer and just locked my interest rate. I am paying 20% down and my current credit score is 780. I wonder how much and which way it is going to change after my closing. Is it going to go down significantly? I have no other debts such as credit card, car or college loans etc.
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July 10th, 2009 by Lenny
I know that its debts and assets will be sold to other banks. The question is when? Will the sale of its mortgages have to wait until the bankruptcy proceedings are over and it is decided what goes to what bank?
If so, what would happen with delinquent mortgages during this time which is sometimes more than a year ?
Another example would be New Century Financial which has already started bankruptcy last year in April. What happened with some of their mortgages that became delinquent while the bankruptcy was going on?
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July 5th, 2009 by Lenny
my house is worth about 0k.. My credit score is 559 right now, due to my excessive credit card and student loan debt.. nothing has ever been late, it’s just that i have excessive amounts of these debts.. i make about ,600 dollars a month, and i’m wondering if i will be able to get a home loan for about 0k so that i can pay everything off.. (my house is 100% paid off).. will i have a problem getting this home equity loan?? should i even both applying or should i just wait until i pay down my credit cards more?? advice anyone??
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July 5th, 2009 by Lenny
once again i am looking at refinancing. whats the best way to find out who is honest in financing and not ripping you off with a high interest rate., my credit is so so but not bad. i am going through a divorce and have gotten stuck with all major debts. help. what is the best rate for someone half way decent with thier credit?
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Tags: college loans, credit card, credit score, debts, first time home, first time home buyer, interest rate, time home buyer
